Navigating the Legal Process: What to Expect When Filing a Memphis Car Accident Injury Claim

I’ve always been told the saying, “it’s best to learn from other’s mistakes”. Well often I don’t heed that call and I pummel forward fullsteam ahead. 

So take a few minutes and read where I went wrong so you can learn from mine.

My first mistake was not hiring a Memphis car accident injury lawyer right away. I really wasn’t prepared for how my insurance company would treat me. You would think after being a customer for so many years they would want me to be rightfully taken care of.

Here’s the three things I got wrong that you can get right.

1) All of Your Paperwork Needs to Be Filled Out Correctly

Who knew this process could be so difficult? Little nuances, knowing what to put in the right section, setting up an injury claim for a car accident can be a grueling task. But I’m pretty smart and have been with my insurance company for over 15 years now. I thought I got through it well enough. 

2) You Need as Much Evidence as Humanly Possible

Everything you can think of and then some. I only gathered information from the accident itself. Pictures and videos along with my medical records. One important thing I missed, witness statements. When my insurance company asked me for that I was completely lost. They said they could help, but what they returned didn’t help my case at all.

3) When You File By Yourself The Insurance Company Gives You Less

Even if your insurance agent is nice, their main goal is to save as much money for their company as possible. It’s really not about helping you out. A lot of the time they’re not even allowed to give you helpful advice, as they have legal obligations to their company. When the insurance company hears a lawyer on the other end, they know they’re talking with someone who knows the ropes.

Save Yourself with a Memphis Car Accident Injury Lawyer

Once I got the settlement offer I was almost in tears. It wasn’t even enough to cover the current bills I had from the accident, and I still had weeks of physical therapy. After a friend suggested I lawyer up, I contacted a few different attorneys. Since they work on a “get paid when you get paid’ type of deal, I was able to hire counsel.

Finally, I had someone on my team. They went through everything I had done so far. Started talking to the insurance company so I didn’t have to. When it was all said and done they got me enough money to cover the hole I was in because of the injury.

Get Yourself Protected and Paid

So if you’ve learned anything from my story, don’t wait to hire a Memphis car accident injury lawyer. If I had done so at the start, I would have saved myself a lot of time and extra stress. Thankfully, after I wised up and got myself legally protected, my attorney was able to take the captain’s chair and deal with my claim for me. I really don’t think I would have gotten the compensation amount I did had I continued the claim by myself.