Score Stuck – What could it be?
Having a frozen credit score is a very common problem among people. In fact, it is one of the main reasons for the difficulty in obtaining Crédito in the market. After all, if your score does not improve, even if you have an average score, it is still not enough for the market to trust you.
In today’s text, we’ll explain what a Stuck Score means and what are the reasons that lead you to experience this. Remember that it’s always best to seek specialized help, but here we’ll provide you with information so that you can be more aware of what’s happening with your score. See below!
What is Locked Score?
A frozen score is when your score does not increase. To give you a better context, we need to explain that the score is a score on the Serasa website, one of the largest credit bureaus in the country. In other words, it is very important what your score is on there and it is one of the reasons why you have not been able to get your dream loan or credit card with a high limit. A frozen score usually does not exceed 600 points, which is terrible in terms of credit, even though it is an average score.
When your score doesn’t go up or down, it means it’s stuck. Some reasons for this are:
- You are not being seen correctly by the automatic systems. They pass you by and do not change your score.
- You have been applying for a lot of credit from banks and financial institutions, causing a lot of inquiries on your CPF. This can seriously hinder the process of increasing your score, keeping it stuck.
- Your relationship with the bank is not the best and you have not tried anything to eliminate the frozen score.
How to solve the problem?
Having said all that, it is important to resolve the issue of your frozen score once and for all. One of the first steps is to immediately stop applying for credit, as this will result in your CPF being Consultar score and will affect your score.
Then, you need to follow a step-by-step guide taught by Dr. Score, Rodrigo Camilo, who will help you release your score. The step-by-step guide will remove the 5-year lock on your CPF and help you increase your score.
Follow the step-by-step guide to solve the problem and see the results in a few days. Believe me, there is no point in trying to apply for credit, as this will only further affect your score. Understand that banks are very strict with credit, because they know that a bad payer will cause losses. Therefore, try to do things the right way and always be concerned about finding truly honest solutions!
Did you like the tips we brought you? Share them on social media with your friends and family. And don’t forget to visit our blog to learn more about scores and all the processes that can make your score bad. See you next time!